Currently the registration process is basic. Email verification is finished but hasn't been added to the process yet.
The registration process is one of the most important pieces of banking. So many of the regulations are around Knowing Your Customer (KYC) and Bank Security and Anti-Money Laundering (BSA/AML) regulations. We will be revisiting this process once we ramp up security staff.
The basics of the accounts are all fully functional. You can pretend to do all common account operations.
Development to improve accounts is happening on the tagging feature and using Amazon SageMaker to empower accounts with AI. Much like Sense does with your electricity, we are using AI to build your budget for you.
The basics of how income works is functional.
Working on matching rules and distributing by percentage.
This video is going over some of the more advanced account features.
We just have some of the basic account information.
The goal is to get people using basic budgeting features as easily as possible, then to gather additional documentation as needed.
The services to support things like goals, achievements, advanced reporting are available for admin level access, but aren't available in the public builds yet.
We are working to fully gamify banking so that the application helps users build a solid financial foundation and then grow personal and generational wealth.